Hi all, I have not bought any travel insurance in the past (except for the emergency extract insurance on the Garmin, which pretty much requires hitting the rescue button), but had a trip companion get hit with a fairly big bill for an extract where we did not use the emergency Garmin button. I

'm looking at more trips in Ontario and also Northwest Territories where emergency extract and medical related could run high. Anyone have recommendations or info on kinds of insurance would be wise there, etc? Thanks!

You can get travel insurance through AAA for medical and extraction Med-evac. Can check with your homeowners insurance or auto carrier for options as well. Last time I bought it I believe I paid around $100 for $500k coverage on 9-day trip.

AdamX

I'm surprised this topic has received so little interest. I wouldn't dream of traveling out of the country without very special consideration to this topic.

People who think their credit cards will cover their foreign travel medical insurance should read the fine print. Mine says I have to book the excursion with my credit card. But that's kind of a nebulous statement. Booking a park reservation may not qualify. I think the credit card companies have more significant expenses in mind such as hotel and airfare.

In general, both in US and Canada the actual rescue is covered by taxes at no cost to the rescuee. However, once they get you to the hospital, it's all on you. One important item, which may cost lots, is repatriation, which is any transportation/care from the initial hospital to your preferred/local hospital. I've used insurance for that in remote canoe trips and international travel. The first time it was with Garmin (2018), for an additional $100 or so. They've changed what they offer now, and for me whatever it is doesn't fit. Global Rescue is a worldwide rescue service. You can also get such repatriation insurance via common travel insurance companies (see Squaremouth ). Thanks for the reminder--I have another NWT trip planned for this summer.

Argo: "I'm surprised this topic is received so little interest. I wouldn't dream of traveling out of the country without very special consideration to this topic. "

You know, you bring up an interesting point. When my wife and I take our annual winter getaway trip to the Caribbean, Mexico or points thereof, we always add travel insurance to our plan. In almost 40 years of taking canoe trips to Quetico, frankly, it's never even entered my mind one time. Seriously. Not sure why.

You know many car insurances do not cover damage to your canoe while transporting or theft.

Pinetree: "You know many car insurances do not cover damage to your canoe while transporting or theft."

That's because that coverage would normally be covered by a very inexpensive homeowners rider on the canoe. Wrap it around a rock, you're covered!

uqme2: "

Pinetree: "You know many car insurances do not cover damage to your canoe while transporting or theft."

That's because that coverage would normally be covered by a very inexpensive homeowners rider on the canoe. Wrap it around a rock, you're covered!"

Insurance is always an interesting discussion with so much being misunderstood, myself included. I would assume home owners insurance would cover the canoe for theft or damage while stored at home (if it is listed on your policy). Auto might cover it if damaged while transporting it (again....if listed on your policy), but if damaged during use in the bush, I suppose it depends what the policy specifically says. Interesting.